Camp can be just as educational as school, with the added dimension of children learning through experience. Through activities and play, children learn a wide range of skills and develop physically, emotionally, socially, and intellectually. At camp, children learn by doing, living, and experiencing things for themselves. It's one thing to watch a nature program on television, but quite another to experience nature in real life.
Overnight camps can be expensive, even if the experiences are worth it. You can afford to send your child to summer camp just consider the following thoughts.Summer Camp Savings
Families that in the past have sent their children to private upper end overnight camps, especially on the east coast, are now looking at alternatives that might be far less expensive. One suggestion is to look in the midwest for a camp that might offer very similar activity programs at a cost 25-30% less than the equivalent east coast camp.
Another savings is to shop for alternative programs that might be similar to what you have done in the past yet less expensive. This is just a matter of shopping on the internet for price and activities. Regardless of your search, a Teen Adventure Summer Camp or a beginner camp camp is not ALL about cost.
Many may need to leave private summer camp altogether and choose to save by attending a YMCA or a even a church program. Savings for these programs are often as much as 35%.
In most local areas park districts offer some form of day summer camp. These are usually the most cost effective, however, day camps generally do not offer the same array of activities and benefits that an overnight summer camp provides.
Most importantly, most camps do have discounts and campership programs, yet rarely do these programs make camp free. Each individual camp determines how to run their own discounts, it's important to ask the director how to take part in a campership program to help make camp affordable for you.
If these areas still leave summer camp out of the question the ACA -American Camp Association recommends: * Parents should inquire into whether the camp participates in income-eligible subsidy programs, for instance through Title XX. * A Dependent Care Flexible Spending Account allows parents to be reimbursed on a pre-tax basis for child care or adult dependent care expenses for qualified dependents that are necessary to allow parents to work, look for work, or to attend school full time. Visit the FSA Feds Web site for more information. * In certain circumstances, day care expenses, including transportation by a care provider, may be considered dependent care services and paid with pre-tax dollars. Visit the Internal Revenue Service (IRS) for more information. * Child and Dependent Care Tax Credit: The IRS allows an income tax credit of up to $6,000 of dependent care expenses if you have two or more dependents (up to $3,000 for one dependent). The amount of the credit is based on your adjusted gross income and applies only to your federal taxes. This applies to qualifying day camp expenses as well. Visit the FSA Feds Web site for more information.
Not all camps are equal and cost is often reflected in quality of programs. Please do your research to ensure a quality experience for your child. Be sure to ask about staffing. Some camps use volunteers while others have paid staff. Look at counselor-to-camper ratios. Look in to, how many campers are sleeping in each cabin with what number of children. Are the counselors over 18? If not, be wary.
Be sure to ask the director about the actual, true total cost of the camp. This should include not only tuition, but transportation, canteen and spending money, laundry, off-site trips, and uniforms (if required). Ask the director about how much of a deposit is required and if it is refundable. When must the camp fees be paid in full? Ask about what the policy is if the family's plans change and they withdraw the child from the program before the start of camp. What if problems arise during camp and the child must come home?
Safety is the most important area of any Summer Camp. Regardless of cost, you want to ensure that your child will be safe and will return home at the end of the program. One way to make sure your selected camp is safe is to verify that the camp is an accredited member of the American Camp Association. The ACA ensures that over 300 standards are met in their accreditation process.
Remember the experience of being a kid? The summers seem long, and camp create a lifetime of memories. For many adults, these recollections of youth at camp are some of their best. Do what you need to save money at camp this summer but what ever don't let summer camp pass your child by this year.
Overnight camps can be expensive, even if the experiences are worth it. You can afford to send your child to summer camp just consider the following thoughts.Summer Camp Savings
Families that in the past have sent their children to private upper end overnight camps, especially on the east coast, are now looking at alternatives that might be far less expensive. One suggestion is to look in the midwest for a camp that might offer very similar activity programs at a cost 25-30% less than the equivalent east coast camp.
Another savings is to shop for alternative programs that might be similar to what you have done in the past yet less expensive. This is just a matter of shopping on the internet for price and activities. Regardless of your search, a Teen Adventure Summer Camp or a beginner camp camp is not ALL about cost.
Many may need to leave private summer camp altogether and choose to save by attending a YMCA or a even a church program. Savings for these programs are often as much as 35%.
In most local areas park districts offer some form of day summer camp. These are usually the most cost effective, however, day camps generally do not offer the same array of activities and benefits that an overnight summer camp provides.
Most importantly, most camps do have discounts and campership programs, yet rarely do these programs make camp free. Each individual camp determines how to run their own discounts, it's important to ask the director how to take part in a campership program to help make camp affordable for you.
If these areas still leave summer camp out of the question the ACA -American Camp Association recommends: * Parents should inquire into whether the camp participates in income-eligible subsidy programs, for instance through Title XX. * A Dependent Care Flexible Spending Account allows parents to be reimbursed on a pre-tax basis for child care or adult dependent care expenses for qualified dependents that are necessary to allow parents to work, look for work, or to attend school full time. Visit the FSA Feds Web site for more information. * In certain circumstances, day care expenses, including transportation by a care provider, may be considered dependent care services and paid with pre-tax dollars. Visit the Internal Revenue Service (IRS) for more information. * Child and Dependent Care Tax Credit: The IRS allows an income tax credit of up to $6,000 of dependent care expenses if you have two or more dependents (up to $3,000 for one dependent). The amount of the credit is based on your adjusted gross income and applies only to your federal taxes. This applies to qualifying day camp expenses as well. Visit the FSA Feds Web site for more information.
Not all camps are equal and cost is often reflected in quality of programs. Please do your research to ensure a quality experience for your child. Be sure to ask about staffing. Some camps use volunteers while others have paid staff. Look at counselor-to-camper ratios. Look in to, how many campers are sleeping in each cabin with what number of children. Are the counselors over 18? If not, be wary.
Be sure to ask the director about the actual, true total cost of the camp. This should include not only tuition, but transportation, canteen and spending money, laundry, off-site trips, and uniforms (if required). Ask the director about how much of a deposit is required and if it is refundable. When must the camp fees be paid in full? Ask about what the policy is if the family's plans change and they withdraw the child from the program before the start of camp. What if problems arise during camp and the child must come home?
Safety is the most important area of any Summer Camp. Regardless of cost, you want to ensure that your child will be safe and will return home at the end of the program. One way to make sure your selected camp is safe is to verify that the camp is an accredited member of the American Camp Association. The ACA ensures that over 300 standards are met in their accreditation process.
Remember the experience of being a kid? The summers seem long, and camp create a lifetime of memories. For many adults, these recollections of youth at camp are some of their best. Do what you need to save money at camp this summer but what ever don't let summer camp pass your child by this year.
About the Author:
About the authors: Jeff and Lonnie Lorenz are the directors of Swift Nature Camp, a non-competitive, traditional overnight Coed Summer Camps. Boys and Girls Ages 6-15 enjoy nature, animals and science along with traditional camping activities. Mention this article and save $200 Minnesota Summer Camp
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